Loan / EMI Calculator
Calculate monthly repayments, total interest and a full amortisation schedule.
per month
Amortisation schedule
| # | Payment | Principal | Interest | Balance |
|---|
About the Loan / EMI Calculator
Enter the loan amount, annual interest rate and term to see the monthly instalment, the total interest you will pay and a month-by-month amortisation table showing how much of each payment goes to principal versus interest.
Figures are estimates based on a fixed rate and equal monthly instalments. Your lender's fees, insurance and rate changes are not included.
Frequently asked questions
What formula is used?
The standard EMI formula: P × r × (1+r)^n / ((1+r)^n − 1), where r is the monthly rate and n the number of months.
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